If you have no dental insurance and a family income under $90,000, the federal Canadian Dental Care Plan may cover a significant portion of your dental care — at no extra cost to you. Dove Dental Clinic is a registered CDCP provider, proudly serving Surrey families since 1989.
About the Program
The Canadian Dental Care Plan (CDCP) is a federal government program designed to help Canadians who don't have dental insurance access the oral health care they need. It is administered through Sun Life on behalf of Health Canada.
The CDCP is delivered by the Government of Canada and is available to eligible residents across all provinces and territories, including British Columbia.
The plan covers preventive, diagnostic, and restorative dental services — from routine cleanings and X-rays to fillings, extractions, and root canals.
Your coverage level is determined by your adjusted family net income from your most recent tax return. The lower your income, the higher your coverage percentage.
Eligible Canadians do not pay monthly premiums to enroll. You simply apply through the government, receive your CDCP member card, and bring it to your appointment.
Eligibility
To be eligible, you must meet all of the following criteria. If you're unsure, our front desk team is happy to help you check your eligibility before your appointment.
You must be a Canadian resident with a valid Social Insurance Number (SIN) who has filed a tax return.
You must not have access to dental benefits through a private insurance plan, employer, or student plan.
Your adjusted family net income must be less than $90,000 per year, based on your most recent tax return.
| Adjusted Family Net Income | Government Coverage | Your Co-Pay |
|---|---|---|
| Under $70,000 | 100% covered | $0 |
| $70,000 – $79,999 | 60% covered | 40% co-pay |
| $80,000 – $89,999 | 40% covered | 60% co-pay |
| $90,000 or more | Not eligible | — |
* Coverage percentages apply after annual maximums and fee schedules set by Health Canada. Some services may have additional limitations. Visit canada.ca/cdcp for full details.
What's Covered
The CDCP covers a broad range of oral health services. Here are examples of services we provide at Dove Dental that may be covered under your plan:
Using Your Benefits
Getting started is straightforward. Follow these four steps and we'll handle the rest.
Apply online at canada.ca or by calling 1-833-537-2642. You'll need your SIN and most recent tax return.
Once approved, Sun Life will mail you a member card and welcome package with your CDCP member ID.
Call us at (604) 589-7877 or use our online form. Let us know you'll be using your CDCP benefits when you book.
Bring your CDCP member card to your appointment. We submit your claim directly to Sun Life — no paperwork for you.
Frequently Asked Questions
Have a question not listed here? Our friendly front desk team is happy to help — just give us a call.
Dove Dental Clinic has been caring for Surrey families since 1989. We make using your CDCP benefits easy — call us or request an appointment online and mention your CDCP when you book.